Terms and Conditions

Last Updated: September 6, 2025

Welcome to Wealthrail! These Terms and Conditions (“Terms”) govern your use of the Wealthrail platform, which includes the website www.wealthrail.com and any associated mobile applications (collectively, the “Platform”). By accessing or using the Platform, you agree to comply with and be bound by these Terms, which constitute a legally binding agreement between you (“User”) and Wealthrail, LLC (“Wealthrail,” “we,” “us,” or “our”). If you do not agree to these Terms, please do not use the Platform.

1. Agreement to Terms

By accessing or using the Platform, you acknowledge and accept these Terms and our Privacy Policy, which is incorporated by reference. You also affirm that you are an accredited investor as defined under U.S. securities laws and are eligible to use the services offered by Wealthrail. We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Platform. Continued use of the Platform constitutes acceptance of the revised Terms.

2. About Wealthrail

Wealthrail operates as a private investment platform that allows accredited investors to buy shares in real estate projects, including flipped properties. Wealthrail is not a registered broker-dealer, investment advisor, or bank. Wealthrail facilitates investments pursuant to Regulation D of the Securities Act of 1933 and files Form D with the U.S. Securities and Exchange Commission (SEC). Wealthrail does not provide investment advice. All decisions to invest are solely at the discretion of the User. Wealthrail does not guarantee returns or the performance of any investment opportunity offered through the Platform.

3. Eligibility

To use the Platform, you must meet the following requirements:

  • Be at least 18 years old or the age of majority in your jurisdiction.
  • Be a U.S.-based accredited investor as defined under Rule 501 of Regulation D.
  • Complete all registration processes accurately, providing truthful information.
  • Submit verification of your accredited investor status via a third-party service or documentation.

Wealthrail reserves the right to deny access to any User who fails to meet these criteria.

4. Services Provided

Wealthrail offers access to curated real estate investment opportunities through the Platform. Services include:

  • Viewing investment overviews, financial summaries, and performance metrics.
  • Participating in offerings by purchasing shares in projects.
  • Receiving updates and distributions related to investments.

Wealthrail's Role:

Wealthrail acts as an intermediary and administrative facilitator. We do not manage projects or act as a fiduciary. Users are responsible for conducting their own due diligence.

5. User Account

5.1 Account Creation

To access the Platform's services, Users must create an account. Users agree to:

  • Maintain the confidentiality of their login credentials.
  • Notify Wealthrail immediately of any unauthorized access or suspected security breaches.

5.2 Accredited Investor Verification

Users must complete a verification process to confirm their status as accredited investors. This verification may include submission of financial documents or third-party certification.

5.3 Account Suspension

Wealthrail reserves the right to suspend or terminate accounts at our discretion, including but not limited to cases of:

  • Violation of these Terms.
  • Submission of false or incomplete information.
  • Misuse of the Platform.

6. Investment Risks

Investing in projects through Wealthrail involves significant risks, including but not limited to:

  • Illiquidity: Shares purchased through the Platform may not be easily resold and may be subject to holding periods.
  • Loss of Capital: Investments carry the risk of complete loss of the invested amount.
  • Market Conditions: Economic fluctuations may impact project performance.
  • Lack of Guarantees: Wealthrail does not guarantee returns, liquidity, or performance.

Users are encouraged to consult with financial advisors, accountants, or legal professionals before making investment decisions.

7. Fees and Payments

Wealthrail may charge administrative or transaction fees for its services. These fees will be disclosed prior to any investment. Users are responsible for all applicable taxes and fees related to their investments.

8. Prohibited Conduct

Users agree not to:

  • Use the Platform for unlawful or fraudulent purposes.
  • Post or transmit misleading, defamatory, or harmful content.
  • Reverse-engineer or interfere with the Platform's functionality.
  • Violate any applicable laws, regulations, or third-party rights.

Wealthrail reserves the right to take legal action for violations of these prohibitions.

9. Intellectual Property

All content, trademarks, and materials on the Platform are owned or licensed by Wealthrail. Users may not reproduce, distribute, or modify any Platform materials without written permission.

10. Disclaimers

10.1 No Investment Advice

Wealthrail does not provide financial, legal, or tax advice. All information on the Platform is for informational purposes only.

10.2 No Guarantees

Wealthrail makes no guarantees regarding the performance of any investment.

10.3 Third-Party Content

Wealthrail may provide links to third-party resources. We are not responsible for the content, accuracy, or availability of such resources.

11. Limitation of Liability

To the fullest extent permitted by law, Wealthrail is not liable for:

  • Any indirect, incidental, or consequential damages.
  • Losses arising from investment decisions made through the Platform.
  • Technical issues or Platform unavailability.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware. Any disputes arising under these Terms will be resolved through binding arbitration in Delaware.

13. Privacy Policy

Wealthrail values your privacy. Please review our Privacy Policy for details on how we collect, use, and protect your personal information.

14. Termination

Wealthrail reserves the right to terminate access to the Platform at our sole discretion for violations of these Terms or other misconduct.

15. Entire Agreement

These Terms constitute the entire agreement between Users and Wealthrail and supersede any prior agreements.

16. Contact Information

For questions or support, contact us at:

Email: support@wealthrail.com

Phone: 562.665.5702

Address: 18206 Imperial Highway, Suite 101

Yorba Linda, CA 92886

© 2025 Wealthrail Inc. All rights reserved.